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Which Property One year and is held/kept in possession and… nisab reaches the required minimum amount (nisab), Zakat becomes obligatory on it.
Nisab – the minimum threshold used to determine Zakat-eligible wealth.
Below is a step-by-step explanation—
1. Cash money (cash in hand or bank savings)
- Money kept at home.
- Money kept in the bank.
- Mobile balance, tips, and online money (bKash, Nagad, Rocket).
- Savings in any form.
Zakat of 2.5% is obligatory on all forms of cash money.
2. Gold
Zakat becomes obligatory on gold if—
Nisab of Gold
87.48 Gram or more gold is owned.
Its Zakat = 2.5%
3. Silver
The Nisab for silver Zakat is—
612.36 gram silver
Zakat on silver = 2.5%
4. Business Goods
- Shop inventory (goods in stock).
- Stock / warehouse goods.
- Business capital.
- Raw materials.
On the total market value of all business assets. 2.5% Jakat.
5. Investments / Shares / Stocks
If you do share trading—
- If held for business purposes, Zakat is due on the full market value.
- If it is a long-term investment, Zakat is only on the dividends.
In summary, everything together— 2.5%.
6. Rental property (assets for earning rent)
Houses, apartments, and shops themselves are not subject to Zakat.
However, if the money received from rent is held for 1 year, Zakat must be given.
7. Agricultural produce (farm products)
- Rainwater / river water → 10%
- If irrigation water is used → 5%
8. Livestock
Camels, cattle, and goats—if they are raised as livestock, Zakat is applicable according to specific Islamic rules and thresholds.